Monday, August 10, 2009

NO WIN, NO FEE: Road Traffic Accident Compensation

Whether you're the driver, a passenger, a cyclist, on a motorbike or simply a pedestrian that has been involved in an accident on the UK's roads you should have no problem finding an experienced solicitor to help you recover compensation for your injuries. The ease in which these claims are processed has made them very popular amongst law firms across the nation. The only thing you really have to watch out for is ensuring that you don't sign the wrong dotted lines. Many companies offer "no win no fee" slogans but forget to mention the fees if you do win. Others may offer "100% of your compensation guaranteed" but will not take on the more risky claims. You need to find, and are normally entitled to, representation that ensures that there are no fees if the case loses and no fees if the case wins.

Road traffic accident claims (or RTAs) cover any accidents in which a motor vehicle was involved. If your accident involved a car that drove off afterward (i.e. a hit and run) then you will need to make an untraced driver claim to the Motor Insurers Bureau. The MIB also offers compensation for those who were injured by motorists without insurance through an uninsured driver claim.

When claiming for car accident injuries it is important to have received professional medical attention so that the pain and suffering you received from the road traffic accident is sufficiently documented and therefore proveable. UK car accident claims often fail due to the simple fact that the injured victim did not attend a hospital or G.P. to discuss the pain they were feeling. Although whiplash is commonly accepted as a result of any accidental crash on the roads you will still need to have that confirmed before you can expect any compensatory re-imbursements. Not only do medical notes go toward proving a road accident injury occurred, they also go to establishing the amount that should be awarded to the accidentally injured party as traffic accident compensation. In many cases on U.K. roads an ambulance will be called to the scene of accidental collisions, especially if the police are involved.

In recent years the number of road traffic accident compensation claimants has risen dramatically as more and more people appeal for personal injury compensatory amounts when claiming. This has led many to believe that car accidents compensation for people claiming to be injured is the cause for the sharp rise in road traffic accidents insurance. This is not strictly true as the average traffic accidents compensation amounts paid out by insurers to claimants in whiplash cases for example is generally only around £1,500 - £2,000. These amounts compensating for road accidents injuries fall far short of the payments made for actual damage to cars involved in crashes and are probably therefore negligible in the grand scheme of things. These days, the average shopping centre car park ding can cost upwards of £1,000! The traffic accident claims that are definately affecting the cost of insurance policies in the United Kingdom are uninsured and untraced driver car accident injury claims. All UK road accident compensation for people injured by drivers without insurance or for hit-and-runs is paid out by the MIB which is funded by insurers. Therefore the cost of every road accident claim to the M.I.B. is passed on to honest policy holders. Also, as un-insured drivers do not contribute to any insurance company the cost of a road traffic accident claim involving such is placed squarely on the shoulders of those same policy holders.

To read the full article, click No Win, No Fee Compensation Claims

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